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How to Care for your Money Tree

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How to Care for your Money Tree

What is a Money Tree Plant?

Money tree plants (Pachira aquatica) bring good luck and fortune according to an ‘ole farmer’s tale. Legend has it that a penniless farmer prayed for financial assistance and afterward found this plant on his farm. He began selling it, and his prayers were answered! He made a fortune! In the ’80s, a Taiwanese man made them popular by braiding several money tree trunks together. His motivation was to “lock in the luck and good fortune.” Since then, it’s a favorite of Feng Shui applications. Adding this to the plant repertoire in your home may give you the same results! And bonus, you’ll enjoy the shiny, slender tropical leaves that grow natively in Central and South American wetlands. This plant grows upwards of 30-60 feet in the wild but typically will reach a maximum height of 6-8 feet.


In the wild, these trees show off a showy yellowish-white flower with red-tipped stamens. Edible seed pods produce rather large seed pods extending 12 inches long and taste similar to a peanut. Indoors, these plants don’t usually produce flowers, however.

Toxicity Level

This money tree is safe for your pets. But still, discourage your pet from chewing on it.

Air Cleaner

The Money Tree Plant is on the list as a very effective filter of impurities such as formaldehyde, benzene, toluene, and xylene. It also purifies air polluted with synthetic chemicals from cleaning products.

Great for People:

  • Plant beginners who might tend to neglect it
  • Who wants up their indoor plant collection with a unique twist
  • Who needs good luck and fortune!
  • Who have air space.

Great for Space:

  • Rooms with bright light (southern and western exposure) and humidity levels are higher.
  • Bathrooms with bright light
  • With room for taller plants

How to Care for a Money Tree Plant

Light preference:

Money Tree Plants like very bright but indirect light on a southern or western exposure or from overhead sky window lighting.


Adding a pebble tray to the bottom of this plant to create humidity would mimic its native environment. Water well with rain, bottled or filtered water once every two weeks, or let its soil dry out completely between watering. They like to be soaked well, then dry out, much like their native environment. Its leaves will droop and indicate when it needs water too. Spritz it occasionally between watering to keep the humidity levels normal to high.

Ideal Temps:

The Money Tree Plant can thrive in temperatures between 55-90° F.

Plant Food/Fertilizer:

Fertilize the money tree in the spring and summer once a month. In the winter, it is not necessary and needs the rest. Use a 6-6-6 fertilizer or our organic fertilizer.

Repotting Frequency:

The Money Tree Plant may only need repotting every 2-3 years if it’s maintaining its growth levels. Repot this plant during the spring season—water well before repotting and let sit for an hour. Use a succulent and cactus soil for proper drainage. After repotting, water thoroughly again, making sure that all parts of the soil have absorbed the water, and there are no air pockets after transplanting. Let the plant drain and set on a pebble tray or add a plant humidifier nearby to keep the air humid around it.


Cleaning the Money Tree Plant can be quickly done with a spray bottle. Spray until the solution runs off the leaves. Repeat as needed but don’t overwater and keep the soil moist continuously.

Common Issues of the Money Tree Plant 

  • Too much full sun can scorch their leaves. Move away from the window and clip off the scorched leaves.
  • Too wet soil can attract fungus gnats. Back off on watering and apply a fungicide to the soil. Remove any dead or dying leaves.
  • Aphids or mealybugs can attack this plant. See our solutions to combat these pests in our plant care section.

Complimentary Plants with your Money Tree Plant:

For a complimentary plant that thrives in bright, indirect sunlight and loves high humidity, try our Pineapple Plant. Enjoy the ‘fruits of your labor’ while giving it plant love each week too!

Another complimentary plant that is also colorful is the Flamingo Flower. It’s watering schedule, high humidity requirements and bright, indirect light needs match up well with the Money Tree Plant. Plus, you have those exotic blooms to enjoy and add that tropical feel to your indoor collection.

For more information on caring for your new indoor plant, check out our comprehensive care guide here.


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